Each situation is unique. In our conversation, we review the Insured’s health profile and basic facts about the policy or policies to be evaluated. We explain how many of the 6 Programs might work. Three Programs are for Insureds who might live as long as 23 years, and three are for those who probably have 24 months or less to live.
Payout choices may include: all cash now, some cash now and some benefit later, or payment of Long-Term Care costs instead of cash. Multiple policies could open the door to “Mix-and-Match” among the Programs.
Our goal is to tailor the outcomes as closely as possible to the Policy Owner’s needs.